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Taking a Home Inventory for a Faster Insurance Claim

Would you be able to remember all the possessions you've accumulated over the years if they were destroyed by a fire? Having an up-to-date home inventory will help you get your insurance claim settled faster, verify losses for your income tax return and help you purchase the correct amount of insurance.

Start by making a list of your possessions, describing each item and noting where you bought it and its make and model. Clip to your list any sales receipts, purchase contracts, and appraisals you have. For clothing, count the items you own by category -- pants, coats, shoes, for example -- making notes about those that are especially valuable. For major appliance and electronic equipment, record their serial numbers usually found on the back or bottom.

Source: http://www.iii.org/individuals/homei/hbasics/home_inventory/

Homeowner's Insurance Articles

ome policy won't cover home business mishap - Fri, 30 Jul 2010 03:00:00 -0700
Home workers are exposed to losses and lawsuits unless they get a special business policy.

ome Instead Senior Care franchise sol - Fri, 30 Jul 2010 21:00:35 -0700
The Lancaster County franchise of Home Instead Senior Care has been sold by Jeff and Susan Wise to John H. Gibbel and Joy M. Roy.The sale, for an undisclosed price, was announced Thursday.The franchisee, based at 255 Butler Ave., employs 10 administrative staff and about 125 caregivers, serving abou...

ocal insurance company buys former La-Z-Boy store near Briarwood Mal - Fri, 30 Jul 2010 12:26:26 -0700
The former La-Z-Boy Furniture Gallery near Briarwood Mall will become the new home of Kapnick Insurance Group’s Ann Arbor-based staff. The company, based in Adrian, bought the former retail building this week.......

lmwood Ave. home gutted by fire worries neighbor - Sat, 31 Jul 2010 01:28:27 -0700
A Marietta home destroyed by fire two weeks ago is sitting empty and untouched now, but residents say that when school begins again just a feet away from the site, they fear it will quickly become a safety concern. The house at 120 Elmwood Ave.

he changes on FHA loans and how they will affect borrowers and seller - Fri, 30 Jul 2010 21:00:00 -0700
Upfront insurance premium What is it? A fee the Federal Housing Administration collects from borrowers that can be paid in cash at the closing table or rolled into the loan. Federal Housing Administration - Business - United States - Mortgage - Financial Services

reenwich Taxi insists it has proper insurance for senior ride - Fri, 30 Jul 2010 18:36:00 -0700
The owner of Greenwich Taxi says his company is fully insured and has provided proof of that coverage more than once to the town, which the cab operator has been partnering with for many years to give discounted rides to seniors but is at an impasse with concerning liability.

onoma County resists feds on home energy loan - Thu, 29 Jul 2010 07:29:39 -0700
Renee Hyde, an insurance agent who lives in Sonoma County, could not afford to have solar panels installed on her home until a local program provided $30,000 and allowed her to repay the funds gradually through her property taxes. California and 21 other... California - Sonoma County California - Sonoma County - United States - Counties

armed-Over Insuranc - Fri, 30 Jul 2010 06:21:40 -0700
With the great debate swirling over the legitimacy of global warming theories, the value proposition for green insurance becomes part of the debate.

uspect in 2 Panama killings eluded police in U - Fri, 30 Jul 2010 15:15:59 -0700
A North Carolina man accused of killing two Americans in Panama was married with three kids, living a successful life with a lucrative landscaping business and a beautiful mountain home.

C Home and Public Health offers safety tip - Sat, 31 Jul 2010 01:03:02 -0700
There’s still enough summer left and it’s important to remember some safety tips for a safe and fun summer. Be sure to call your doctor if you have any specific questions or needs regarding your health.