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Homeowners Insurance: Disasters Covered

Most homeowners policies cover all disasters listed below. Some policies provide coverage only for the first 10 listed. Check your insurance policies for the "perils" covered.

All perils except flood, earthquake, war, nuclear accident, landslide, mudslide, sinkhole and others specified in your policy. Check your policy for a complete list of perils excluded.

Source: http://www.iii.org/individuals/homei/hbasics/whattype/

Homeowners Insurance Articles

Compare Home Insurance Agents And Save On Homeowners Insurance

OfficialWire - Mon, 08 Mar 2010 15:41:03 GMT
Spring is approaching and finding local homeowners insurance agents can be a difficult task. With the help of InsureMyHouse.com, things have become much easier. The site is specifically designed for the homeowner providing them with an online directory to find a local agent.

Tax breaks await city homeowners

Observer-Reporter - Mon, 08 Mar 2010 17:24:14 GMT
This article has been read 2338 times. For years, business developers have been taking advantage of Local Economic Revitalization Tax Assistance that offers tax incentives to build in a certain municipality.

Realty Q&A: Flood insurance for your home is money well spent

Market Watch - Fri, 05 Mar 2010 05:26:09 GMT
The cost of flood insurance is based on many factors. First and foremost, of course, is the location of the building. But the folks at the Federal Emergency Management Administration tell me that there are other considerations besides the potential for and estimated severity of flooding in a specific area.

Debt Drugged

The Daily Reckoning - Mon, 08 Mar 2010 23:34:40 GMT
Governments and central banks have managed to engineer some more spin, but only at the expense of piling more debt on top of the already wobbling structure.

Names and Faces

Portsmouth Herald - Mon, 08 Mar 2010 07:08:39 GMT
PORTSMOUTH — Federal Savings Bank announced the addition of Tim Dargan to the position of vice president, commercial lending officer.

Raise your insurance deductible to save money: a smart move?

The Christian Science Monitor - Thu, 04 Mar 2010 05:51:02 GMT
You can save money by raising your insurance deductible. But make sure your emergency fund can handle the unexpected.

The Web Guide for the New Economy

LLRX.com - Sun, 07 Mar 2010 12:58:43 GMT
The Web Guide for the New Economy represents the latest world wide web resources for discovering new knowledge and understanding the latest developments with regard to the New Economy.

Fargo’s Red River May Reach Last Year’s Record Flood

Update2) (BusinessWeek - Fri, 05 Mar 2010 15:35:51 GMT
The Red River of the North may overflow its banks in coming months with nearly the same power as last year, when it spent 61 days at flood stage in Fargo, North Dakota, and broke a 112-year-old crest record, federal forecasters said.

A Guarantee Against Losing Cash on Homes?

Time.com via Yahoo! News - Thu, 04 Mar 2010 12:10:00 GMT
To get anxious home hunters to step up and buy, one company is offering to guarantee that buyers won't lose money. But this safety net doesn't come cheap

AIG ‘Still Exposed’ Amid Losses by Guarantor, Lender

Update1) (BusinessWeek - Thu, 04 Mar 2010 19:33:56 GMT
American International Group Inc., the insurer bailed out after derivatives losses tied to housing, is being weighed down by unprofitable units that originate and guarantee U.S. mortgages.